As to if the claims department of the insurance company would pay that claim, well that depends of the wording of their coverage, what the included perils are and what the exclusions are?

Do a google search for the property address and "foreclosure notice"; try to find a newspaper notice published with the sheriff's sale auction date.Starting from the first missed mortgage payment, the bank can start the foreclosure process.  

Do I need to stop somewhere on the way, such as a gas station to pick up the daily newspaper, first? 

you might consider "estate notices" in the local newspaper

Could I go to the coffee shop, use my laptop there to do work, or alternatively pick up a newspaper there, every morning, and call that my first business activity?

I exclusively take over existing mortgages from home owners who can't afford their payments and can't afford to sell through a realtor.Someone you may want to look up there in Sarnia is Don Knight at RE/MAX.

There is something called a BOE-58-AH Claim for Reassessment Exclusion for Transfer Between Parent and Child.

I work almost exclusively with investors here in SouthWest Riverside.

Legal newspaper for Sacramento county.

On 4/26/2016 I engaged a local realtor to serve as my exclusive agent concerning the sale of one of my properties.