That's like asking what's more important, the software or the hardware.  

At the time (over 10 years ago), it was the norm for him to have multiple uncashed paychecks in his wallet that in total exceeded what I was borrowing. 

I told the rep i didnt have the money all at once then he offered to let me do a payment arrangement ( I left my wallet athome on purpose). 30 minutes later i went to a different rep about the package and he said there were payment arrangements available.

A guy I new at a bar I liked to eat lunch at borrowed $20 to go to the track, he won over $16,000 and the next day at the bar he had his wallet on the bar bulging with c notes and a few twenties.

Last night, I almost got hypnotized by a guru to shell out $1,950 on a course but then I remembered BP and what Bill will say and I kept my wallet closed - LOL.

@James Wise  I seem to recall from my high school history lessons that those that got rich in the California gold rush were not the miners but those that sold the mining pan's hardware tac and other services to those that wanted to strike it rich.. ( now to be fair I went to high school in Cupertino CA and we learned CA history)...I have no clue on this system or this individual however its just a general comment that while folks can and do achieve great things in RE its generally folks like @Christopher McClatchey  who have formal education means ( which is important) and ability to execute that get rich in Real Estate..

Maybe you can buy tile, cabinets, carpet, hardware, etc (finishing materials) to save $.Yes, you will need a survey done and then find out what is the maximum foundation and impreviuus surface should be, then choose a blue print that will fit these requirements. 

Stay away from the “guru” sales-pitch events - they rarely increase your investment knowledge, they merely empty your wallet!

(Sounds like a cha ching from my wallet)Problem 2: Paperwork.

Sadly Cosco has discontinued their oak pattern.It's usually oil rubbed bronze lighting (doesn't show dirt and dust much), antique brass door hardware, stainless and brushed nickel in the kitchen and bath.