Here's a list of the insurers that received incentive money that should be writing new policies: Allied Trust Insurance Company Applied UnderwritersCajun Underwriters Reciprocal Exchange (CURE)Constitution Insurance CompanyElevate Reciprocal Exchange Gulf States Insurance Company SafePoint Insurance Company SafePort Insurance Company SureChoice Underwriters Reciprocal Exchange (SURE)You can check out more info about the incentive program at the Department of Insurance's website: https://www.ldi.la.gov/news/pr...Risky Insurance Companies@Ryan Letzeiser makes a good point about watching out for the solvency of insurance companies. 

Appreciating it as a student of the Constitution and as a former trailer park resident.it might depend on which specific individual were talking about, but most of the founding fathers supported the idea of the common person being able to have a decent life with a little property ownership.

There was a sign outside saying masks were optional because it was your God-given and Constitutional right to choose.

Herzliche Grüße-Andreas* The preceding has been my opinion only, the views are my own, and are intended for educational and entertainment purposes only and does not constitute financial advice.

Hi Dawn,It is the opinion of many here at BP that due to Dodd Frank and the Safe Act, rent credits constitute a "financing arrangement" and require a RMLO to underwrite the buyer.It is prudent not to include rent credits subtracted from either purchase price or down payment.What can be done is a rent credit to be used as a seller's concession toward closing costs.Landlord/Optionor agrees that upon exercise of the option, Landlord/Optionor shall contribute $_______________to be applied towards funds to close (Seller Concession) to the Tenant/Optionee if and only if the option is exercised.

Laws on what constitutes property management vary from state to state, and getting busted for operating without a license is a surefire way to never be allowed to get a license.

.—(1) It is unlawful for any person, with intent to defraud the owner of real property, to engage in equity skimming, which is, to:(a) Purchase, within a 3-year period, two or more single-family dwellings, two-family dwellings, three-family dwellings, or four-family dwellings, or a combination thereof, that are subject to a loan that is in default at the time of purchase or within 1 year after the time of purchase, which loan is secured by a mortgage or deed of trust;(b) Fail to make payments under the mortgage or deed of trust as the payments become due, regardless of whether the purchaser is obligated on the loan; and(c) Apply, or authorize the application of, rents from such dwellings for the person’s own use.(2) A violation of subsection (1) constitutes a felony of the third degree, punishable as provided in s. 775.082, s. 775.083, or s. 775.084.History.

What kind of crime rate constitutes “high crime”?  

However, no transaction negotiated through a real estate licensee shall be considered in determining whether a person is a real estate broker within the meaning of this section.Accordingly, it appears that even if you act as a principal (meaning you are acting on your own behalf and not for another person), then you are limited to 8 transactions per year, otherwise you are acting as a broker.This response neither constitutes legal or tax advice nor establishes an attorney-client relationship.

One of the fundamental concepts is what constitutes value.