Step 3, depending on your goals, get aggressive on finding a deal and do it.and yes borrow money from father in law, just be sure to do all the proper paperwork as if he was a stranger.

Switching software a year or two from now will be very time consuming and expensive so it's best to do your research up front and make an educated decision rather than asking a bunch of strangers on a forum. ;)

Good luck on your journey and don’t be a stranger!

The extra income is not worth you marriage.Just staying married is hard enough, let alone sharing space with a complete stranger.  

There are several people on here that have rented rooms in their homes as part of a house hack and they rented to strangers because strangers see it as a business relationship that cannot be exploited.

Will they be happy seeing strangers in THEIR pool or on THEIR clubhouse (or whatever HOA amenities are provided)?  

Getting a legal contract from strangers on the internet is a great way to find yourself in court or raked over the coals by an unscrupulous customer.

So far It's like being a stranger in a gated community.  

@Michael Doyle my advice is to never take candy from strangers.

If the FMV for a property is $500k, why would a stranger sell it to you for $400k when there's a line of people willing to pay $500k?