Is it mainly a sales pitch or is there good knowledge that you cannot find elsewhere?

How did you find this deal and how did you negotiate it?

At a 7% annual return, this could grow to $908K after 10 years, providing immediate liquidity and diversification.Alternatively, holding the property could yield $825K net equity after taxes in 10 years, assuming a $900K sale, with the potential to defer taxes via a 1031 exchange if reinvested into another property.

I own a house in North Port, Florida (right on the border of Port Charlotte). I am in the process of closing on another house in Oregon. I can't really afford to pay two mortgages. Are you looking for a house to buy o...

If/when you do move, renting your vacated unit will provide even more cashflow.

Investors with sub-4% rates have a big advantage, while new investors need to adapt—whether through creative financing, value-add strategies, or finding better deals.

If you find an actual property that looks like a homerun and would warrant a HELOC, then you can go for it without reservation.

Hoping to go down one of two paths:1- Buy a condo or small single family home and build equity and create value with my maintenance/construction background.2- Find a cash provider to do this on a larger scale with a 3-5 unit building. 

Those states are tax and landlord friendly, but not as cash flow friendly as they once were, although, you may be able to find pockets that work. 

My suggestion to improve your cash flow is to find another bank/lender.