My first question is which is the best way to set up my Organizational structure?

The maintenance and variable costs you referenced above would not fall under closing expenses in the above sentence.

Looking to expand my portfolio to other states and am looking for ways to structure my corporation. ( i.e californial llc that owns llcs in different states )

They can help you structure your budget and provide more precise estimates based on your specific circumstances.

This property has both an incredible view and the structure was something special.

I don't know if he's working a similar structure now but the event was worth it regardless.

This would be structured as a DSCR loan.

Question - if I go to the old insurance company or even a different one - the question will be asked  in layman's terms "have you been turned down for insurance and if so was it non payment ,structure, etc"--- at that point I have to say 'yes' and 'roof' right?

We have been working there for 5 years and do not pay double  taxes its  an easy problem to solve if you are structured right.We invest in the Detroit / toledo areas  and would be more then willing to share what we have learnt over the years with anyone who wants to chat.Biggest secret is to have a great team on the ground to take care of things for you since we are not there most of the time and to know how to run your numbers right

Replacement Cost:  the cost to rebuild the structure from the foundation up with the same kind and quality.