Also, in typical entrepreneurial fashion, I always look for other income streams.

When it comes to eXp, one of the things that many people including myself didn’t know was that you can choose to be paired with a mentor of your choosing in your local market so you can get the old fashioned face to face interactions like you would with some traditional offices.

Jeff,Two other companies that insure vacants and should write in your state are Foremost and American Modern Home.

In this fashion, you get the best of both worlds. 

No amount of rent control legislation has ever changed that basic reality anywhere in America, despite all the hand fluttering and pearl clutching.We live in a country where no one has any money aside and Bankrate.com estimates that a $1K emergency would push 60% of Americans into debt.

For lending: First American Bank, Gateway Mortgage.

They meet on the second Tuesday of every month down at great American ranch in Midlothian.

The old fashioned way.

I use American Modern for basic policy and USLI for umbrella. 

Also, Sheboygan has the most middle class households of any metro area in this study: https://www.pewresearch.org/fact-tank/2018/09/06/the-american-middle-class-is-stable-in-size-but-losing-ground-financially-to-upper-income-families/.Happy hunting!