Insurance for vacant building

[Jeff D.]

Does anyone have any recommendations for an insurance company that will insure a finished and updated, yet vacant multi family building (not a remodel under construction)?

I have a policy with a company now, but they were mainly set up for remodel and barely cover anything.  No theft, minimal liability, minimal valuation.      And my normal landlord policy company (Farmers) won't touch it until its mostly full.  

I need something in between.   A company that will provide NORMAL coverage as if it's mostly full - while i'm leasing it up over next several weeks/months.   

This can't be all that unique of a situation.   Ground up multi family projects likely have this dilemma.   And the minute your first tenant moves in, you need a lot better coverage than a basic minimal construction project policy.  

Thanks!

[Kevin Dougherty]

Hi - Your best chance is to speak with other investors who are in your market where the property is located and ask them who they use.