@David Haughton Nobody can effectively answer the question you presented unless you first identify four single family homes and two duplexes you are considering purchasing.

I'm trying to get ahead of the curve and looking for any recommendations for decent RE lawyers that serve Wenatchee area.

So I'm done talking about this topic and I clearly should be investing in real estate and have talked with real estate lawyers, agents, title companies, and all the wholesaling meet-ups and all the paid realty group meetings.It doesn't matter if you are willing to do the learning I have for free, you will learn about how to complete your first deal and it won't cost you a dime.If you have 10k to blow, you could have put that into a multifamily you could live it for a year and start building equity or do what I did. 

I would agree with this - its probably too soon / not economical to do a cash-out refinance at this point - options for freeing up equity would probably be best served via HELOC or something to that effect

The courses / mentors rely on the success of a small percentage to show their programs work but you have to ask would they have been able to do it on their own for a fraction of what the program cost.I did not see a cost associated with the Flipstress program after doing a Google search - 95% of what came up was from the Flipstress program itself which would have me question how big it is and effective the program is on a wide scale.Before sending any money I would see if you can find anyone that has used the program and find out what it did for them. 

I do feel the right thing to do here is to change the design, apologize for using it, and innovate design/style on your end Keith/Andy so it's so darn effective everyone wants to copy it :-). 

In my market I believe that the short term effects wont be much.

Paint N Sip, new restaurant, independent CPA or lawyer, barber/beauty. 

By making 2 payments a month, you're effectively paying an extra month of payment every year. 52/4 = 13, vs. 12 monthly payments (one for each month). 2 - if I'm in your shoes I would wait a few months for the dust to settle. you may not know it now, but there will be random things that pop up here and there with owning real estate that you won't get to experience until you've lived in it for a while.

That kind of appreciation is wonderful for long term hold investors but it's having a negative effect on investors entering the market.