What documents do they require, what credit scores do they allow, how do they verify previous rental history, etc.?

Quote from @Haiden Welch: Quote from @Ray Hage: I give you a lot of credit for starting young and making those mistakes early but most importantly learning a lot!

Certainly wouldn't have much issue showing credit card statements of local restaurant/grocery/gas purchases in that area through the year, but that seems a bit asinine to track or even think they'd request. 

Ended up finding a lender that would approve our LLC's application and only use my business partner's credit history in July 2024.

Verifying last 2 years of rental history very important!

The borrower was overqualified and based on compensating factors we presented a local credit union financed it with 25% down in 30 days.

The good thing about a collection agency is that it can report the judgment to all three credit reporting agencies.

If you are trying to get others to pay your down payment and you have nothing in the deal, there are probably no terms that anyone would agree to unless they were getting credit card type returns. 

Kevin, I can help steer you into the right path if you can share your credit score and your capital situation.Hard to advise someone without knowing what tools they have to start with, and sometimes getting ready for deal 1 is what is needed to work on.Welcome!

Something that would allow a user to drill down and get some transaction history on who they're considering and how that person or entity links back to the deals and other people/entities in the database.