This is actually the hottest market in America IMO.With that level amount of money you have to play big and do NOT think small ( i am still small investor LOL)I'm concerned I might run out of cash servicing the debt (I presume you were implying a take a loan and use the $5M to leverage into something bigger) and overall expenses of a massive, muti deca-million property, if it weren't a multifamily.

I deal with several, the down size is you will definitely need to come up with 20-30% down with these loans but the terms are very favorable. please feel free to reach out if you have any other questions or concerns.

There's < 2 months of seasoning for the purchase, cash into the deal is ~$975k w/o rehab (minimal planned so far - turnkey), purchased the property for 35-40% below assessed value, 825+ FICO, and would optimally like to pull out $975K-$1.15M of equity.Main scenarios we've thought of to accomplish this are: 1) structure sale of property from SMLLC to self and secure 30-year new purchase financing on deal (unsure if legal and tax implications if above initial cost basis)2) delayed financing (LTV restrictions a concern)3) cash out refi (seasoning concerns)4) DSCR (seasoning and rate competitiveness concerns)5) one of the above plus a HELOC, personal loan, etc.?

A Self-Certified permit review would likely only take a few weeks; as compared to 4-6 Months for a project which is not "Self-Certified" and needs to go through the "Standard Plan Review" process.A Zoning analysis should be performed for your property ASAP using a Plat of Survey to ensure you would be allowed to build what you want to build, and check for any potential "Setback" concerns when it comes to adding Dormers...

Making it great to scale up, since a hard money lender is only concerned about the property and not your personal debt to income like a traditional bank would.

Hi Guy,I completely understand your concerns, and it’s always wise to be cautious and do thorough research before committing to any program.Consistent Offerings and TransparencyThe discrepancy you’ve noticed in the pricing from our representatives is certainly not the experience we aim to provide.

Space is currently "97 % occupied" but I am skeptical of the numbers and also there are two bigger storage players in the area which I am concerned about.

(And cool air in summer).Any thoughts/questions/concerns regarding before I permanently removing hundreds of dollars worth of insulation from the crawl space?

Like @Chris Seveney mentioned if someone was that concerned loans are all public record. 

Another way to address this concern is to explain why this is so off-price and still sitting there for you to buy.