Great question @Jonathan Bell I am in the process of shopping around for insurance as well.

A few years ago, I learned about the concept of passive income, something that is definitely NOT taught in school and it just rang a bell. I

You have to ask, is the juice worth the squeeze.  

@Mark Gallagher  real estate at this level is ALL about sales and marketing.. you can outsource the direct mail and all of that.. but then as my dad always said  RE is belly to Belly.. you have got to be able to close.. and many simply can't its not in their skill set

I guess that business went belly up in the recession.He's obviously a smart guy and I owe him a lot, but I wouldn't invest my life savings in any of his businesses!

Would also love to get involved in local real estate clubs to keep the juices flowing.  

All of my other units are on 1 year leases so this would be my first time and I am just looking to experiment with it and see if I can juice my returns.Landlords:1.)

Belly to belly, person to person.

FYI Here in Denver, we had a very reputable title company that had been in business for years suddenly go belly up because they were playing with the numbers.

However, when you drop leverage in to the equation,  your returns can be juiced to over 20 percent, plus equity pay down on the mortgage, plus any appreciation.Then it get's real interesting.