However, most new investors make a much lower return and could be upside-down for a long time.Cashing out equity to invest presented much less risk when mortgage rates were 3% and properties were producing better returns.For a green investor, borrowing money so you can borrow money is high-risk.

You might even be paying lower real estate taxes if the county records only have you down as 2 bedrooms and you actually have three.

@William JohnnyInvesting in single-family homes (SFHs) and small multifamily properties in Philadelphia offers advantages such as more inventory, easier financing, a larger buyer pool, less management, and lower cash flow.

I dont think I can demand more rent and the odds of someone using it are lower.

When adjusting your terms are you mainly just lowering purchase price?

I too have noticed the lower mentions of Atlanta and I am thinking that as prices and rents have stagnated a little bit, everyone wants to look elsewhere.

I'm considering Nevada and Arizona which have much lower property tax rates and higher appreciation than the Midwest.

I’ve also heard about the possibility of buying a new property with a lower down payment while keeping my first home as a rental. 

Your monthly payment may end up being higher, even if you get a lower interest rate. 3.

I would assume much, much lower than that.