Moving the credit card debt from an unsecured revolving line to your house or borrowing or taking from your 401 is just masking the symptom.  

Of course you would want to wear a mask when doing the scraping.

But since I want to refinance they want the loan paid off too. The

Fed Funds rate is still almost the lowest it's been...everOur national debt is most likely by far the highest it’s ever been too. The

You are doing this probably because your contract is non-assignable, therefore you created an entity to mask the transfer. 

Sounds like DC I actually thought about that too. The

Of course, but it's also possible there's a Tooth Fairy and a real Easter Bunny too - but until someone can provide scientific evidence of either, the majority of reasonable people can agree to call that a fairy tale. 

If their mess is trash, consider more dumpster space.If their mess is junk mail put two covered commercial trash bins near the mail pickup station.Post a red paper folded in half on their door with tan masking tape at eye level.In it say you will stop by in a day or two to introduce yourself, include a baked cookie recipe, and a silly joke.The next day start door knocking (Saturday might be best).Spend 10 mins with each one just at the doorway, talking about the problems and ask for their help solving them.Ask them if they have any problems too, ie. maintenance way behind schedule, spooky characters in the lot at night, etc..You could also tell them if the problem is fixed in 90 days or so, you will hold a drawing for a $25 gift card to the closest grocery store--but they have to be current on their rent.If it's fixed--pay for the gift card, and do the drawing and let everyone know who the winner is.If it's not fixed, red letter tan tape at eye level, saying its not fixed, so no drawing, but ask the to please keep working on it.You might want to clear the $25 gift card with the owner though, some are pennywise, pound you know what.Note: If you are in a general area with Red/Blue gang territory don't use red paper, just use white printer paper.

Greetings family After months of fighting tooth and nail and so many dead ends.

I am actually moving there from Dallas at the end of the year too. The