You don't need an agent to buy or sell land (I almost never use them), but depending on your level of comfort with the process, it might not hurt if you can find one who specializes in land transactions (hint: most agents deal with homes and dwellings, and these are not necessarily the most qualified people to advise you on vacant land transactions - as land deals have their own unique set of issues).2.

I will need to rethink my financing strategy to enter the game via buy and hold multi-unit dwellings.

An instant equity growth of $30,000!!!

for example if the tenant rented the dwelling at X price expecting Y amenities - whether that is a certain sized fridge or a glass topped stove -  If you reduce the amenities this is an issue and should be handled by reducing the rent to make up for it if you cant get a similar fridge or stove. 

@Jeff Johnson - when doing rehabs I have vacant dwelling coverage with a builder's risk premium for the rehab amount. 

It's $0 to switch and it'll instantly take down your electric costs.

On the very right it says DU and that is the number of dwelling units. 

Do they require you to stay in the house for a certain period of time this furthering your progress after The HELOC is pulled, or can you move out instantly after the HELOC is pulled? 

Hi, does anyone have a resource template they can point me to for writing up a contract for a detached ADU new construction in southern California?  Or will a general remodeling/renovation contract template work? I've...

It offers a few other ideas like the following: The Conventional 97 loan:Loan size may not exceed $510,400, even if the home is in a high-cost market.The subject property must be a single-unit dwelling.