(she no longer does this and made attempts to bring value to the ordeal, it didn't work and she no longer does it, not a swing at her)If you don't want to share that information, no harm no foul, just thought I would inquire.

It's the worst press a congressperson could get to have the military not get paid, especially when you have troops in harm's way.With all that said, the DoD is supposed to be back to work on Monday, including all civilians, so it should be a mute point now.

@Shaun Reilly,In substance the two do not differ because they are both a "Security", though the loan may come from a lender and fall under lending regulations.If the loan is from a private person you are technically still engaged in offering a security by strict definition.From the SEC:Sec. 2 SECURITIES ACT OF 1933The term ‘‘security’’ means any note, stock, treasurystock, security future, security-based swap, bond, debenture,evidence of indebtedness, certificate of interest or participationin any profit-sharing agreement, collateral-trust certificate,preorganization certificate or subscription, transferable share,investment contract, voting-trust certificate, certificate of depositfor a security, fractional undivided interest in oil, gas, orother mineral rights, any put, call, straddle, option, or privilegeon any security, certificate of deposit, or group or index of securities(including any interest therein or based on the valuethereof), or any put, call, straddle, option, or privilege enteredinto on a national securities exchange relating to foreign currency,or, in general, any interest or instrument commonlyknown as a ‘‘security’’, or any certificate of interest or participationin, temporary or interim certificate for, receipt for, guaranteeof, or warrant or right to subscribe to or purchase, anyof the foregoing.

Most banks will not loan to private companies without personal guarantees, and you are still personally liable for acts you do personally if they are negligent or harm to another.

If there is no harm to a prospective buyer you do not neccesarily have to disclose, but generally my opinion is that disclosure is better.

Simply running out and obtaining templates to fill in can cause you harm if you are not familiar with important loan features.

Definitely no harm in asking the question.

CF has no place here as it opens the doors to many potentially harmful situations, most of which on the investors side of the deal.

Naturally, those with activity of substance such as Realty Mogul will likely be the ones in it for the long haul.

Did I discount the property to the harm of the bank when I sold it by not getting competing offers or listing it on the open market?