My credit score is 700+ so I don't understand.

The prospect completed an application and checks the credit and income boxes but does have a mark on the criminal record.

Since you're in Florida and the laws are much more fair, I'd be willing to take a chance if his background/credit check came in clean. 

I've started presenting offers to sellers showing them the net of the offer minus credits/concessions so they can see the full picture, and not just focus on a percentage point.

Because his credit was good and the property was in a desirable area, not value wise, but living condition wise, he got 90%/100% financing on project 1 which is pretty good. 

I'm moderately experienced in subject-to (had approx 6 over last 9 years), but this will be my first time as a seller with the underlying loans in my name and more of the risk on my credit.

I recommend grabbing a couple of good books, like Rich Dad Poor Dad or The Book on Rental Property Investing.

If an inspector finds the outlets aren’t up to code, the parties might negotiate a credit from the seller to address the issue, with any further repairs being the buyer’s responsibility.

Strengthen your financial strategy by building savings, monitoring credit, and exploring loan options.Good luck!

Lender had access to my savings account, DTI, credit scores, etc.I put 3% down and used the rest of my savings for the rehab.