For example, if you removed a 240 line for an electric dryer, that would give you two more slots for new circuits.

In the big additions we needed both a custom steel I beam and a custom lam beam, both of which were expensive and were not needed at the new build.

Laminate and overmount stainless steel is what I do.

Even in cheaper areas people want all new everything, stainless steel appliances and granite tops.

It is a box of a building, with no thought whatsoever put into the architecture, no windows, and you walk into one huge room of slot machines.

Originally posted by @Robert Steele: I am frugal in everything else in life except cars.

Having said that, just realize that you're probably never going to evict your brother (and he'll certainly never vote for that) so mentally steel yourself for things potentially going south...To directly answer your question though, if he's ever going to skip rent it should be avoided. 

I still have Fannie Mae/Freddie Mac slots available (currently only have one personal property under my name), and would like to use one if possible for this purchase. 

There are many less experienced appraisers out there, but the appraisal apprenticing process is doubtless the most stringent in the real estate process, so I wouldn't throw any more $ at it trying pull a different slot machine lever, but rather I'd interact with the appraiser and if that doesn't work, you can speak with the lender and share with them why you think the appraiser's report is un-reliable or fails to affect reality.I hope that is useful guidance, Les :) 

It took a little steel in the family jewels and a year or two of hanging in there and holding my breath, but it was all gravy after that.I'm reluctant now because to me prices are pretty darn frothy.