most people don't know and this might get me in trouble. 

Many people / and or agents really cant do simple math.

When ADU is complete, rent it or move in and remodel main house.After a few years, I think it is highly likely (again wouldn’t count on it, but would leave the possibility open) that CO allows and encourages those who build ADUs to subdivide their properties so that more people can own their homes.sell the ADU and main house separately, benefit from enormous upside.

I only got 2 people from there and they both seemed a bit shady.

Some people make 4x the rent but squander their income on eating out, drinking, car payments, etc.

People will always vacation.  

I strongly recommend against people buying real estate with zero money.

What have any of these people done since the high rates?

@Mitchel Johnson Welcome to BP and I wish you the best in investing..Usually people start by going to local meetups and building a network of trusted people to get their feet wetHere is an examplehttps://www.meetup.com/find/?

Thankfully I have no property in NY.I loved this quote which shows just how clueless people are about housing issues:“Housing instability is at the root of so many problems facing our city, such as exacerbating homelessness and hunger, failing to meet our children’s educational needs, and undermining public safety,” said the CWTU in a statement.