@Leland Smith It is nice to talk about comps but I strongly suggest you begin by looking at YouTube videos on the Uniform Mortgage Data Program.

Account Closed,Lenders typically start their own "wheels" in motion after the third missed payment, but it can still take a while before they get to the point of beginning the process of foreclosure.That said, Brian called it: offer him what he owes  - you decide if you want to give him any more than that as an incentive to cooperate.

Are you using the OREC uniform contract of sale?

Also am interested in uniforming community development of areas that with mixed style, price, and age of the housing. 

It's SUPPOSED to be the Real Estate equivalent of: perpetual motion! 

While I would never discourage anyone from trying to close a deal, I’m simply pointing out the similarities of 2006 in which the industry was saturated with far more uniformed participants trying to get rich quick than those who know what they’re doing when structuring deals.

Install motion detector lighting as well.

That is my exact plan get a good one on the hook and reel it in with someone guiding me on the motions.

From your profile pic in uniform, you might want to explore whether you meet the service requirements to qualify for a VA loan.  

It will record on motion and send me a picture of the motion via email.