Some lenders will offer a blend of the two with something like a 14 year term.If a lender asks for more, they're imposing additional restrictions over and above what SBA requires.  

Unfortunately, there was an undisclosed leak issue that my inspector uncovered, which the seller was supposed to fix.

Unfortunately, there was an undisclosed leak issue that my inspector uncovered, which the seller was supposed to fix.

That said, "chickens coming home to roost" from the various seller-financing deals done WRONG is a very strong potentiality, as issues of such will most likely grow in occurrence and thus possibly press internal audit's that uncover such, and resulting enforcement actions start enacting in a volume.

It's a nice blend and has been working wonders in a couple different markets.

You need to calculate your return on equity to see if it’s time to leverage that equity more, you also want to calculate your blended interest rate of the original loan and the the HELOC to see if that’s the best rate or if a cash out refi would be better.If I were you I would look at doing the same move again and buy another primary residence and turn your current house into your second rental.

My initial research uncovered the concern about getting title insurance, but your thoughtful explanation of how this could be remedied is helpful.

At the end of the day, trying to blend it all can be difficult.

And yet, you might be surprised how much foolishness you’ll uncover if you peel back some onions…

You have never seen it, and do not understand that tax returns reveal all, and the credit report it just one of many ways debt is uncovered and a LLC is simply a vehicle for a business just like any other self employed business.