One of the main scenarios where it does in fact make sense is your example - it might be negatively cash flowing in year 1 - but start cash flowing positively in years 2, 3 and then down the road years 5, 6, 7 (all the way to 30 is technically possible if no refi or sale) the DSCR can explode quite a bit higherAlso sharing links here to 11 articles published here on BiggerPockets all about DSCR Loans, hope these help as well!

Take a look at BP's blog where new articles are published every day: https://www.biggerpockets.com/blog4.

You should consult an attorney or CPA for your specific situation.ANONYMITY: When you create the LLC, your name is recorded on the documents and published on the Secretary of State's website for all to see.

Take a look at BP's blog where new articles are published every day: https://www.biggerpockets.com/blog4.

Something might not be adding up here - Social Security Records and Tax Transcripts doesn't sound standard for DSCR Loans (there are always unique situations so its not a 100% flag yet)Here are a couple articles published on BP that may help:https://www.biggerpockets.com/blog/what-documents-do-you-nee...What Documents Do You Need for a DSCR Loan?

Thank you,Aamna Hi Aamna - MTRs are certainly a newer thing and most DSCR Lenders (and pretty much all "conventional" or bank lenders) will be slow to adapt, however the more forward thinking DSCR loan providers have embraced it.I published an article here on BP just last year on the "next developments coming in 2024 for DSCR Loans" and MTR qualification was one of the main ones! 

In addition to investing in real estate, I also have a real estate newsletter that I publish about monthly.

Take a look at BP's blog where new articles are published every day: https://www.biggerpockets.com/blog4.

I have published multiple warnings of the market, and have preached about investing from a position of financial strength for 550 BP Money episodes.Clearly, however, this is not coming through and I am failing if you and others feel this way.What can I do to change this?

Take a look at BP's blog where new articles are published every day: https://www.biggerpockets.com/blog4.