A Canadian tenant who rented from us for many years decided to move overnight without paying rent last months rent and the security deposit was insufficient to cover the damages.

Are there instances where it can be insufficient and other assets are put at risk?

Insufficient income (I assume her disability does not equate to 3X the rent) = not qualified for my units.let some other LL make that mistake.The one exception is if you want to be altruistic and help out a disabled single mom with a t 13 year old boy. 

My background is rooted in public health and nutrition, so I can't help that my brain defaults to health-related topics - ha! 

But if you’re not willing to make CONSISTENT, TOUGH choices EVERYDAY (I.e Health, sleep, nutrition, exercise, etc) then all the RE books in the world don’t matter.

That is the price you have to pay for anyone to risk 100% financing on a rookie with insufficient reserves.

Here is a list of a few that are of great value:· Population Total· Home Values· Household Incomes· Poverty Rate· Population Age· Rental Vacancy Rate*· Homeowner Vacancy Rate*· Educational Attainment Rate (High School/GED & Bachelors)· Number of Housing Unit· Rent to Income Ratio*· Rent to Price Ratio*· Population on SNAPS (supplemental nutrition assistance program) percentage· Property Tax Rate*· Median Age of Buildings· Number of Structures by Units (SFR, Duplex, Triplex, Quadplex, etc...)· Median Rents by Number of Bedrooms· Population Change (Births, Deaths, In-Migrations, Immigrants)*note that some of the metrics are composites that are computed by comparing two or more variables from the ACSA number of the variables above can also be broken up into cohorts, which will give you even more insight into how an area is doing.

Oftentimes, lenders are looking for 2 years of steady income.3 - Have a cosigner who is ready and willing to sign should items 1 & 2 be insufficient. 

Insufficient information for people to offer meaningful answers. 

Cannot consider dismissed evictions or evictions resulting in judgement for the applicantoCannot screen out for insufficient rental history oIf a landlord requires an income equal to three times the rent or higher, the landlord must allow an exception where the applicant can demonstrate a history of successful rent payment with an income less than three times the rent. 6.