It's great to see the inventory is coming back there are a lot of options out there and I'm feeling excited!

I am on the lending side of things so feel free to reach out if you ever want to talk shop and finance options that are out there. 

Hey all,I’ve been diving into options for software to help streamline real estate rehab and construction project management.

Here are a few options to consider:- A percentage of net profits: - A fixed fee: - A combination: Perhaps a smaller fixed fee plus a percentage of profits.

While I’ve considered cash-out refinancing or HELOCs, the high rates make these options less appealing.I’m debating between using cash to acquire more SFRs or diversifying into mixed-use retail properties.

If you move up into Pinellas/St Pete, Largo has some options.

Also, after a year, the mortgage hasn't been paid down by much, especially if it's a 30 year mortgage.The only challenge you may run into is if you purchased it using a low or no money down mortgage option like FHA or VA lending.

If this property is hard to rent, or is functionally obsolescent (only 1 bathroom, no yard, etc), or has deferred maintenance that will be costly, or is in a location that is not appealing to Tenants, then maybe a sale would be a good option in favor of a property that has better Tenant appeal, which will likely increase rent and avoid long vacancies in between Tenants.An option to consider....

Both options have pros and cons, and the right choice depends on your lifestyle, experience, and long-term goals.

@Jerry Chilimidos,Here is a list of lenders who specialize in lending to IRAs and 401Ks:https://www.biggerpockets.com/member-blogs/2810/50272-list-o...I don't know where your rentals are located and how they are performing but selling might be an option vs doing cash-out refi.I would certainly consider option C.