Hey Simon,I'm building a tool that does pretty much what you describe, to automate what I'm doing in spredsheets.http://www.reikit.com/compsIt uses zillow/google maps data for lookups, but I use it with my own comps that I got from my realtor, then I run my own adjustments to get an accurate ARV.It's still early days, but check it out and let me know what you think.  

You have to understand what goes into their report like the condition adjustment scale, quality of construction sale, how to pull the proper comps for the property (which can be different comps from actually valuing the property), how to value certain features in comps with the appraisal in mind, knowing what features can created price adjustments and which ones don't.

My estimate does include a 75% occupancy rate so it's adjusted to reflect the slower months. 

I am very capable in excel, having manually and mentally run the numbers of multifamily units listed online I have found that none of them come close to meeting the 1% rule.

I however do not want to spend the time to learn to do the manual labor and would rather just hire it out and jump in if I need to save a buck.

You can also refinance an adjustable rate mortgage (ARM) into a fixed rate mortgage"Let me know if this helps at all!

So I have a Pine  tree that fell and broke my fence, but the main problem is that it has not completely fallen and the fence is holding the tree up at the moment and it is leaning over my neighbors house.So my problem is I called my insurance company they said they will send a adjuster to asses the damage but they stated  I need to call a tree company and have the tree removed and that I have to pay for the tree to be removed and they will re imbursed me.

I just did a manual mailing of high equty over 50 and low equity lists pulled from Clothiers service that I have a life time membership.  

To get your basis, you should use the lesser of FMV or the adjusted basis.

I'm asking for any experience and suggestions from any BP  members who have knowledge of a situation like this and what can I do to adjust my REI business model to deal with this.I didn't have flood insurance and hoping I get the FEMA grant that has been approved for the area.This is a very difficult time and thousands of people like me are doing everything we can to survive and come out of this in one piece.