If you don't, you lose out on a lot of income and there's a risk that Vrbo and Airbnb might drop you in their algorithms.When I built my cabins, I placed them on the right hand side of the lot so that I would have room to build a small pool house someday (about the size of a two car garage).

It depends on the size of each unit. 

Income, employment history and DTI would all be evaluated.

ReallY open to anywhere as I’m self employed.

Then you have the energy efficiency of the home, its size etc.

DSCR loans offer the following advantages over conventional:No income/dti/employment docsNot reported on creditClose in an entityClose quicker As for LTV, generally 75% on cash-out refinances and up to 80% on purchases.

Reversible cushions. measure the room and make sure you pick a good size for the room so it isn't crowded.   

I have personally never been there but are there specific attractions, employers, military base, etc. then make Indy a good STR/MTR market?

Even though i am 26, employed, have savings, and a stable job - too much protection is never a bad thing.However, i find it very sketchy and somewhat car salesman-like that all these companies keep spamming me with mail and warning me of "last notice or else i will never be able to protect my mortgage ever again."

You can make minor adjustments based on the type of appliances (dishwasher, clothes washer and dryer, air conditioning, etc.) and the size of the rental.