I'm contemplating investing in Phoenix, where there seems to be way more performing properties. 

What you're contemplating is no problem.

BP world, I have been contemplating getting involved in a 10 lot property development opportunity in New Zealand (Auckland - North Shore).

Qualified Intermediaries should be discussing these issues with their clients when an identification of a fractional interest is contemplated. 

When an owner contemplates the terms he/she isn't looking much further than the first 3 payments, so offering more for a total price might not be as big of an enticement as you think.Don't underestimate the liability the owner is incurring.

Contemplating doing the same with Employer who matches, but contributing just to what they will match.Thoughts?

We are contemplating whether we should sell the house and go back to renting until we can buy a duplex.

My experience has been so awful that I'm strongly contemplating purchasing a vehicle and self managing!

-----------------------------Contemplating putting the $22k of savings into paying down our debt OR trying our hand in a property?

A wife has specific rights when dealing with property the way you are contemplating.