That’s your number. https://www.grandrapidsmi.gov/Government/Departments/Office-of-the-City-Treasurer/Property-Tax-EstimatorInsurance: call an agent but typically $800-$1200 for SFH depending on price point. 

My other concern is that I don’t like tying up my money until almost age 60 & given the governments finances & what’s happening & about to happen to social security I don’t trust the Fed’s to even keep the Roth IRA benefits in tact to even the early adopters & others after it was promised too.

I called the city to explain (I also let my realtor know as a courtesy so she could let the buyers' realtor know).In extreme eyesore situations, government gets involved and code enforcement liens on the property can add up over time.

"Housing" sounds like a government assistance program or a shelter.

Here's one of the longer ones where some of our regular CPA posters answer this very question: THE Thread on the Final GOP Tax Bill - Q&AWith that being said, if you really want to pay extra taxes, I'm sure the government will be happy to accept it

., I'm in Illinois where there isn't a statute governing pet rents or pet deposits.

standing over my dads casket looking down at his body ,realizing that someday that will be me ..dying broke without enough money in my savings to even cover my own funeral .

Conventional loans are government backed.

Relying on government assistance until it runs out. barley ever seeing my mom through the week because she had to work all the time.

If you can find a job requires a warm body, but let's you work on your own stuff from a computer, you're set!