@Scott Champion A HELOC is an amazing tool.

Let's have a showdown to decide the West Michigan cashflow market champion!

We have to defend ourselves on moral grounds--what we do is good. 

I’ve got questions around 2 specific areas of the foreclosure case process:Lien Holder MissedWhen the law suit ‘lis pendens’ is filed by the foreclosing party, it’s my understanding that all lien holders are meant to be named in that filing as defendants by the foreclosing party.

Figure out how you're going to defend yourself against a charge of taking a net listing. 

Making donuts = people's champion.

These arguments gets litigated all the time, you might be able to defend some of your points- unlikely to win the 24/7 argument- and win the argument but are you willing to drag this to court? 

I believe I've matched up liens and releases or satisfactions except for about 190K in 4 remaining loans from the Small Business Association, but there are two things that make me think it's better than I understand:1) The foreclosure doc asserts that "the line of the plaintiff is superior in dignity to any right, title, interest, or claim of the defendants, (list of defendants including the HOA and the SBA) and all other persons claiming by, through, or under the defendants and the property will be sold free and clear of all claims of the defendants...This asserting that it's superior makes me think that any other lien is inferior?

In Texas most people like Champions for in person classes and they do online as well.

Unless we act strongly in unison and vigorously defend our rights, we will have nothing left to save.Although I am fortunate that my renters have all been paying , my heart goes out to any retirees, hardworking individuals/families who worked their butt off to acquire their property that are being affected by this travesty.