Obviously, if your prepayment penalty has already expired, this is not an issue.Personally, I'd keep the extra funds and use for other investments that will potentially turn into more revenue versus paying extra on a loan that will take years to potentially realize the savings...Cheers!

Understand the fees involved and calculate the total cost for an entire year of management so you can compare the different managers.

The young couple who entered were totally confused and thought he was the realtor!

Looking to structure the deal with concession's to come as little out of pocket as possible so I have different offers in mind, but the payment is between the ranges.I figure another 20% for Property Management, Vacancy, Maintenance which totals to $1,100.84/M-$1,146.14/M. 

Totally, brother! 

Here's a reply you can use:Hey Ben, I manage 30 properties across Tampa Bay and oversee about 300 in total.

https://www.har.com/content/department/mlsHouston Real Estate Highlights in September, 2024:-Single-family home sales increased 1.7 percent year-over-year;-Days on Market (DOM) for single-family homes went from 45 to 51 days;-Total property sales were down 3.3 percent with 8,228 units sold;-Total dollar volume was statistically flat at $3.3 billion;-The single-family median price was up 1.1 percent to $335,000;-The single-family average price edged up by 0.3 percent to $415,435; -Single-family home months of inventory registered a 4.4-months supply, up from 3.4 months last September.

It went from something like the #1 property on the police dispatch log, to totally turn around. 

Total offering size was about $3m.

That makes total sense and it's good to know that at least the passive losses can off-set the rental income.Quote from @Andrew Strauss: Hi Felicia - For high-wage earners, the ability to use rental losses (including depreciation) to offset W2 income is limited.