Interesting responses from OP to Joe Villeneuve's helpful comments.Having Joe on your deal team would be a Huge Bonus to anyone.It seems clear where some of OP's problems may be coming from but I'm not inclined to "Lead a Horse to Water" so to speak.Peace...

I'd be inclined to say up to two cats or up to 2 dogs with the $300 pet deposit, $300 per animal seems steep (but maybe that's normal in your area). 

With the market being so hot and lucrative in so many areas, I'm very inclined to save and not buy in an overpriced market.

Not knowing who you’ve tried to reach out to my first inclination is to reach out to multiple independent agents the reason being they’ll have the ability to reach out to multiple insurance companies to try to get quotes.

An option if you're trade-inclined.

Who knows maybe he just didn’t work for the deals that we were doing.Also I’ve found out that banks are not inclined to take short sales with that much equity in the deal.

However, that is far too drastic to contemplate so I'd be inclined to put a porcelain coaster under the offending foot.

My spouse doesn't want the headache of managing a remote property (totally valid point) and is inclined towards selling the property 10-30k (including commissions and all) below the price we paid for. 

At this stage of my REI journey I’m more inclined towards buying and holding as an investor.

If you won't attempt help yourself, I'm not inclined to feel bad.