Recommend exploring as many sources as possible to get referrals AND cross-reference them to get as much accurate information as possible.Check out NARPM.com, BP’s Property Manager Finder (BiggerPockets: The Real Estate Investing Social Network), etc.Also, encourage you to learn from the mistakes of others - by reading posts here on BiggerPockets about owners not having their expectations met by their current Property Management Company.

You can go to 80% on a commercial transaction assuming credit is strong and reserve requirements are met.  

It would help us to understand the attainability of your goal if you would mention how many flips you have under your belt already.Assuming you are experienced, then I'd say move forward, full speed ahead--you can do it.If you are inexperienced, I would respectfully suggest you change from a $$$-oriented goal to a ### of transactions goal.Why?

BUT if you cross collateralize with another property you own that has equity, you’ll be able to get closer to 100% CLTV.  

I could contact CK and tell them they did not have consent and to stop the transaction. 

They need to understand that they will be taking over responsibility for making mortgage payments while the loan remains in your name.Legal and Ethical Considerations: Ensure that all aspects of the transaction comply with local laws and regulations regarding real estate transactions and disclosures.

This profitable transaction showcased our efficient investment strategy and the strength of our partnership with Seth Choate.

The key to these types of transactions is talking through all the possibilities with your lender and the seller/bank prior to going under contract.

This profitable transaction showcased our efficient investment strategy and the strength of our partnership with Seth Choate.

Mortgage fraud laws are divided into two specific categories, which are:Fraud for housing, in which someone submits inaccurate information in order to be able to buy a home under more favorable termsFraud for profit, in which a real estate professional falsifies information so that they can get more money out of a transaction"most states also have their own laws in place.