Higher interest rates are keeping some buyers out of the market so properties are sometimes sitting for longer or not getting the desired price. 

Karl's Mortgage Calculator - This is a downloadable app for your phone. 

. $2,000 is about the going rate in my market.2.

Even though interest rates are high, we have a big Mircron plant coming here as part of the CHIPS act so that could boost housing demand in the coming years.I don't know the SYR market, but I did a quick search for duplexes somewhat outside of the city, and found this: https://www.realtor.com/realestateandhomes-detail/7300-Lakes....

Have you refinanced this into a long-term mortgage?

Net post-mortgage: $91,586/year.

I love Mt Ranier, but the property tax rate is crazy.

Quote from @Elinore Aguilar: The best way is to have the best firm with a reasonable rate and trust reviews.

Fort Collins did it since the 1960s and only recently created a law against it because of rent rates.

Two, you'll have a much easier time obtaining a mortgage product if you have a track record of W2 income.In the meantime, continue implementing the strategies you mentioned: save religiously, build your credit, pay any existing debt owed, etc.