thank you @Kim Meredith Hampton , information was really useful.

@Joe Kim another socal investor here!

@Kim TuckerAloha Kim!

@Kim Meredith Hampton  To make an accurate comparison I think would be to compare with some type of common denominator. 

As for the water: best you continue paying this, as what @Kim Tucker has said is true - you'll be responsible for paying it regardless - so best not to let a large bill accumulate.

Hi Kim,Thank you for spending time to explain it to me. yes, after whatever you said below, I won't consider to buy a home warranty program now.Just wonder why all real estate agent highly recommend it to me every time when I make a purchase.StellaOriginally posted by @Kim Meredith Hampton:@Dong Yan :First, as a Property Manager for over 20 years I have found that Home Warranties to be an absolute nightmare when it comes to tenants, owners and warranty companies.I find that most of the time they magically don't cover the item that you are calling about, and you end up paying a service call fee, calling another vendor and then paying for and repairing it anyway.They also take forever to get someone out to take care of anything.

Thanks Allen & Kim, All the landlords I talk to say they have nothing but problems with the disposal and they wish they unhooked them before they rented it.

Thank you for your time.Sincerely,Kim

Kim, Thank you very much for your information.

Thanks so much Kim I appreciate it!!