And then comes a point when you decide whether you want to scale up or you're comfortable with your achieved state.

They are more focused on having you sign up people under you to achieve overrides (commission) on loans they may close.

Will this property achieve a personal investment goal for you?

Webster defines investing as "expending money with the expectation of achieving a profit".

February, March, April is when sellers achieve the highest prices. 

Cash flow is easier to achieve in West Philly, including Cobbs Creek. 2.

I've determined that real-estate is my ticket to achieve my goal and I intend to reach it.

Down payment: is it possible to achieve any sort of financing without using your own finances?

With that said, perhaps there are some BPers out there who have other ideas for what you are trying to achieve with a different type of loan product.Hancock-Whitney (or whatever they are calling themselves nowadays) will do an 80-90% LTV HELOC. 

His numbers indicate he has achieved the needed equity gain.Be sure to find a property that needs a sufficient amount of repair and purchase at a good discount to allow for the needed increase in Value.