Nice pot at the end of that particular rainbow.  

Only 38 G-reviews though, nice that they are all very good ranking but still, a rather small #.

Nice work!  

The advantage of this LOC is that it offers an integrated checking account/routing acct # so you can treat the loan as a "checking account," and it auto sweeps or calculates interest daily and closes out your position so that means any funds credited to your account can lower your daily interest cost.I have one that is fixed for 5 years interest only but its a commercial LOC that I use for acquisitions and it calculates simple interest which is nice when you want to make early payments or if you'd like to do those pay check parking strategies or rapid debt free strategies.Most lines of credit do not have escrowed tax and insurance so this means you will have to pay it on your own.When I do LOC's on rental's I just have the PM (property management) take over the responsibility of escrowing the property taxes and insurance so I dont have to remember when to pay them.Typically LOC's are full recourse but at a low enough LTV Im sure you can negotiate a non recourse LOC but that'd probably be in the commercial realm at a bank small enough where they'd be willing to negotiate, probably.

It may sound nice to pay a 6% management fee but the extra fees can add up to be more than the other company that charges 10% with no additional fees.

In the interim, I have been exploring the use of AI for my day-to-day practices and thought would be nice to share with the community. 

Put a big nice looking sign up out front of the property4.

Go to Etsy and search for "rental property tracker," and you will find hundreds of nice spreadsheets to track 10-20 rentals, usually for under $10.Software has extremely helpful features like online payments, marketing syndication (click a button, and your property is advertised on multiple sites), electronic document review/signing, maintenance tracking, and owner reports.

Pittsburgh is a popular market for house hacking and multifamily investing due to its affordability, strong rental demand, and diverse urban and suburban neighborhoods.

So, when closing, your new lender would give you a check for $10k to do whatever you want and a new, longer-term loan.Don't forget you pay a nice little hefty tax on the profit.