Tell them any modifications must receive owner approval (this should be in any lease, hopefully even his existing one), so any plans he may have won't be pursued unless you sign-off on them. 

Word it as though there are serious upgrades that need to be done that necessitate the property being vacated.

Hi BP, I recently learned about a CEMA (Consolidation, Extension, and Modification Agreement), and from what i understand it is specific to New York State.

Atleast the way I am reading JoCo's regulations, it seems you need a contractor to do any modifications on the home, even if you are the owner. 

@Jeff Caravalho  If the property is a single family residence in your state (California), the law (California Civil Code Section 54.1) basically states landlords must permit the tenant to make reasonable modifications at the tenant’s expense and may require the tenant to restore the property to its original condition after moving out. 

.), purchase the business, and use the strong cash flow, or proceeds from the sale of the non vital asset, or proceeds of the sale leaseback to pay off the personal loan.Unless you have a lot of capital, the purchase of an operating business may necessitate the use of large amounts of creativity!

Sacrifice now fewer and more modifications fewer and more modest toys and presents the troll all your money into becoming financially independent.

Maybe if you're just "refreshing" the unit (fresh paint, new hardware, new carpets), but if you're replacing fixtures, cabinets, doors, doing any major modifications, then no way.The other thing to consider is that in a condo the board may require that renovation plans are reviewed and approved.

If she will have the arrears by the auction date she can call the lender and work out a loan modification.  

They could cause some issues if they try to do some modifications.