And I agree there will be opportunity costs to forgo regardless of which decision you make. 

If you have some other heat that isn't expensive to run I would leave it as decorative and forgo the fan.

I was used to having to deal with rate-locks and potential for going back to underwriting when closings were extended with the big banks, but with the credit union I didn't have to deal with any of that. 

Hopefully by an attorney.And you'll have to have some idea of why they would forgo income that you'll be able to earn when they do this. 

Advice for going on-market- Go to outlying towns or cities that are in less demand than the mainstream cities- Approach properties that do not sell right away (something like 3 weeks to a month)- Approach the agent directly with an offer.

Typically, REITs are reserved for going public, and as has been mentioned, doing an IPO is incredibly expensive.

Set backs (ADUs tend to have shorter set backs than a 2nd unit etc etc ) So if you encounter an ADU: and the property could be a legal 2 unit property: there will be implications for going that route and checking with zoning, and building and safety will be your best bet. 

I think obviously the easiest thing to do would be to forgo immediate cashflow for a simple, low-work entry, but I am certainly tempted by fixer uppers.

I have been in the construction field for going on 8 years now and have 4 years carpentry experience and 4 years in the electrical field.

Once you have your strategy set up with what you are looking for, go find business professionals that can execute it for you.