@Adam CraigI would at the very least check into what is allowed by zoning, and if you can property tax relief, if any, if your rent it to a religious organization (I'm guessing not).  

I think what has happened is the tenant decided to take advantage of the pandemic rent relief and not pay (I mean duh!)

The troubled asset relief program (tarp) was one of if not the only tax payer funded government programs to actually make a profit!

I almost felt relief sweep over me when this happened, almost.  

Sometimes they breathe a sigh of relief when they learn that they can take whatever they want out of the house and that I will clear out whatever they leave behind.

Promptly respond to all complaints forwarded by BBB by: Resolving the complaint directly with the complainant and notifying BBB, orProviding BBB with a response that BBB determines: is professional,addresses all of the issues raised by the complainant,includes appropriate evidence and documents supporting the business' position, andexplains why any relief sought by the complainant cannot or should not be granted.

That'll give you a little relief for your mortgage payment and perhaps allow you to dabble in other buy/hold or flip.

Very powerful tool and right now a withdraw not a loan even more so: covid related economic injury and you have no penalty on withdrawal and 3 years to pay the taxes....cardule though, like most powerful tools it can pack a hell of a kick if used carelessly :)Payments on a 401k loan taken under the CARES Act must be paid back starting in 2021 over a 5 year term.Here are the details regarding the loans:NEW LOANS:The CARES Act which was enacted to provide relief to individuals impacted by COVID-19 allows for increased 401k loans and more flexibility for repayment of these loans.Specifically, you must be an individual who meets one of the following conditions to demonstrate that you have been impacted by the crisis (and it will be your responsibility to retain documents in your files that demonstrates that you are a qualified individual):Individual who is diagnosed with COVID-19, with a CDC-approved test;Individual whose spouse or dependent is diagnosed with COVID-19, with a CDC-approved test; ORIndividual who experiences adverse financial consequences as a result of being quarantined, furloughed, laid off, having work hours reduced, being unable to work due to lack of child care due to COVID-19, closing or reducing hours of a business owned or operated by the individual due to COVID-19; or other factors as determined by the Treasury Secretary.On or before September 23, 2020, such individuals take a 401k participant loan subject to the following terms:Maximum Amount of the Loan: 100% of their 401k balance not to exceed $100,000.

To attract the investments, the tax code gives the investor staggered level of tax relief on the investments. 

The landlord policy was about $100 less--that was a relief.