DesireeI have seen this same exact thing in Memphis TN in properties located near the University of Memphis so my personal opinion is to stay away unless you can still buy the property where the numbers make sense.

This person had never used credit.

Sometimes only one person to help you and they're not quick, or not cheap, or you just don't like the way they work? 

If you can personally visit the property to confirm, do so.

@Zach Howard there are a few loan types here in the states for foreign nationals, some that require personal income verification and others that do not.

After hearing about, and personally encountering some horror stories of disagreements between homeowners and contractors, I am wanting to establish a clear contract to use with a new general contractor. 

-Attend at least 3 meet ups, in person, a month with my local REIA.

if you have an LLC and both properties are under it, you just need 1 operating account.If both are under your personal, 1 bank account specifically for the rental is enough for operating.Security Deposits should always be a separate account altogether.

I use Baselane, personally.

Dumb Debt also means that the owner takes on recourse debt and personally guarantees it instead of non-recourse debt or other people’s debt (OPD) or cross collateralizes it with highly appreciated assets with low debt to value ratios.