On the upside, USF is only a few minutes drive to Busch Gardens and Adventure Island (a water park).

Property Details: Location: Long Island, New York Purchase Price: $330,000 Down payment: 3.5% PITI: $2,450 (Includes PIM)Invested Capital: $65,000Appraised Value: $425,000Rehab Overview:Main Floor: Living room and bedrooms: repainted walls, added base and crown molding, cleaned up framing around doors and windowsFloors: sanded and stainedBasement (apartment):  Demoed entire spaceAdded a kitchen, bathroom, washer/dryer room, and legal master bedroom (Egress Window)Tenants Overview:I found my tenants using FB marketplace.

You can treat it if it's on certain surfaces with a spray but my guess is you're dealing with something much more serious then that if it's been uninhabited for a couple years.  

I'm a investor out of Rhode island looking to expand and grow.

Looking to refinance a non-owner occupied 4-unit in Rhode Island. 

Peninsula, island or mainland?

I have not looked in the Rhode Island area.

Thanks @Sandra LeiMost flood zones are political.For example we are policies for properties that are ocean facing and on islands all along the east coast that are considered low risk.

You will not have to deal with cross border issues if you invest in Canadian real estate.https://www.cbc.ca/news/canada/british-columbia/covid-19-may-real-estate-1.5562836I am on Vancouver Island, just a short distance away from Vancouver.

Currently looking at New Hampshire, Rhode Island, Georgia, and Texas.Thank you again!