Second, I find people who know they have issues that will trigger a decline do not apply.

. - Hope: Too many marketers are appealing to fear---although fear is a compelling emotional trigger, the majority of people don't want to be reminded what they will lose, they want to be reassured that there is a chance for recovery

Sorry if this sounds harsh, but advice is often cheaper than (bad) experience.all cash

That last one normally is a trigger for the one or more of the other three.As you have experience with self-destructive behavior you might be particular good at showing empathy.

Should I spend any more money or just pull the trigger and go down fighting.

Due on sale - seems like selling an option on a property triggers the due on sale clause.

I am ready to do it. Where will I find my first deal. Do I go get a lis pendons list and start dropping my info ( buy houses). Go to banks and start looking at reo's, if possible. Contact lawyers looking for probate....

Because I never had the guts to pull the trigger on a purchase of one of those Guru programs/seminar's.

I know ours are fairly harsh here in Colorado, and there are criminal penalties for violations.

Daggone it, I went an pulled the trigger.