Your renters policy also includes personal liability coverage if you're legally responsible for someone else's injuries or damages.

Most likely the state where the property is located is where lawsuits would be brought if they are something for personal injury like a trip and fall or something of that nature because the “cause of action” arose in that state.

Waiting longer might make this foundation issue irreversible as the property I believe you are talking about is an older row home with brick and stone foundation. 

I was a corporate attorney but generally only do personal injury and real estate transactional work now

The vendors we used were fantastic, and thankfully no injuries or other substantial issues arose.My direct contact info is in my profile, wont allow us to post in forms here.

@Bill GrahamThis would not be covered and if there was an accident or worse an injury then they would not cover you either

Property insurance safeguards against damage, while liability insurance protects against personal injury claims.

I live in the Los Angeles area and the attorneys I look seem to major in litigation and personal injury.

Most likely the state where the property is located is where lawsuits would be brought if they are something for personal injury like a trip and fall or something of that nature because the “cause of action” arose in that state.

Most likely the state where the property is located is where lawsuits would be brought if they are something for personal injury like a trip and fall or something of that nature because the “cause of action” arose in that state.