Retirement savings history: I started contributing to my company's Roth 401k option in 2010.

But BiggerPockets has been a huge help in the journey so far, and I'm excited to participate and contribute to this community!

Thank you for all those that contributed to the discussion so far

You will get this later in life when you reflect, and realized that you have barely scratched the surface of this thing called life.So, while your contribution is welcomed, maybe practice on your delivery would be helpful. :)

You can get yourself in trouble if you don't have enough capital for something because you can only contribute a set amount per year.

I know I can't approach other people asking for their money, but if it's important, he brought up the idea of contributing on his own.

If you have not already made your 2017 IRA contribution, you would be able to make a 2017 and a 2018 contribution which would be a total of $11,000. 

It may help lower the cash requirement as closing if it can be negotiated that the seller pay all of the non-lender closing costs and then the maximum amount of closing cost contribution toward the lender's closing costs allowed by the lender.

She will be living with me in the purchased home and be contributing around $1000 a month towards the mortgage.

This is my (50-units) portfolio data in Las Vegas:Total contributed capital a few years ago:  $572,000Total loan amount:  $3,078,000 (I have been cash-out refinance many many times to pull out more equity.)The four townhouses I just purchased in Feb 2018, the down payment came from my another cash-out refinance.