Where to invest extra 50K

[Account Closed]

Hi,

I have 50K extra to invest, and I have already diversified my other investments to many different areas using: Vanguard 3-fund index fund portfolio ( vtsax, vtiax, vwitx (60/30/10) ), M1Finance 3-fund ETF portfolio ( vti, vxus, vteb (60/30/10), individual company stocks and ESPP (around 80K), Treasury notes (6-month and 1-year, total of 40K), I-bonds (10K limit for this year), some CDs (1-year 2% at ally and synchrony), and some in savings account in synchrony.

How can i invest the extra 50K? I can put it into savings account, but return is low. Treasury notes return slightly higher, but not so much. Tax-exempt muni bonds could be, but returns are dropping due to interest rate hikes. Stock market is risky right now, thanks to current politics. Any suggestions here about what i can do with extra 50K? How about real estate funding via Fundrise or Peerstreet? Real estate investment in another state via house flipping or renting? (I'm in bay area, age 33 if it matters.). Haven't put anything in Roth IRA, maybe that? Any other options / suggestions?

[Dan Deppen]

You could meet all of those requirements by just buying a performing note.