My advice: focus on building a strong financial foundation first save consistently, manage your credit, and educate yourself on real estate fundamentals.

Does having CHAP (tax credit) increase the value of the house?

The percentage of the projected AirDNA revenue will depend on your experience and credit score.

A buyer may ask for $20k in credits.

They didn't make a fuss over the due-on-sale clause because they valued the relationship and the steady cash flow.From what I've heard, smaller regional lenders or credit unions are sometimes more open to these kinds of creative financing strategies.

I think more people do not understand the risk of seller financing. all the people I see applying for seller financing could not get a visa card there credit is so bad and there savings is from the pennies they find walking down the street. 

I have around 700 credit score.

Haven’t had luck looking to local banks/credit unions because I know I’ll get that response. 

If you wanna tell me a little about:Your goalsYour capitalYour credit ratingI can help guide you where to start, what kind of project may be right for you, suggest some markets to look, offer you some sample terms on a loan.  

Credit score and experience level are the key factors to how much leverage we can provide you. the standard is 80% of purchase and 100% of rehab and those deals are the easiest and fastest to get funded.