Selling would likely trigger capital gains taxes (unless you lived in the property for two out of the last five years or use a 1031 exchange).

Hello Doug, I am not a real estate attorney nor is this legal advice.Unless someone's state has specific laws banning contract assignments you should be fine doing the following.  

I noticed the market was shifting, so didn't run to get under contract until day 43 of the identification period.

Process is simple. 1. purchase contract2. send contract to title company3. bring cash to closing and you're done

As used in this Section 18, "Interest in the Property" means any legal or beneficial interest in the Property, including, but not limited to, those beneficial intereststransferred in a bond for deed, contract for deed, installment sales contract or escrow agreement, the intent of which is the transfer of title by Borrower at a future date to purchaser.If all or any part of the Property or any Interest in the Property is sold or transferred

No I drew up my own contracts and filed the paperwork myself

E&O insurance, MLS fees, electronic lockbox fees, association dues, contract fees, every software agents use.Many of these fees could be close to doubling by the end of 2026.

Fortunately, I just call the bank and tell the address of the property I am under contract on, and when I want to close. 

This way, they get the cash they need without selling and without triggering any taxes since loans aren’t considered taxable income.

Just make sure you go through the contract they present.