This amounts to lost opportunity because if you had purchased RE, at the closing it can start producing return. 5) ADUs detract from the existing structure whether this is privacy, a garage, or just yard space. 6) this is related to number 1, but there are many more buyers looking to purchase homes for their family than there are RE investors looking to purchase small unit count properties.

Most banks/credit unions use 20-25 years to calculate the P&I payment (aka Debt Service).Lastly, the LTV "standard" is relatively fluid in the industry.

There are online platforms like Rentable.com that will handle opening the correct accounts / all compliance tasks related to managing deposits 

But unlike your relative she loves her job so maybe that is why she was tagged. 

Where you live in relation to the investment property shouldn't matter.

Chris, Everything relative to your financial Opinion. 

I can do title research on my own, I've dealt with property management companies, and I've dealt with all kinds of real estate related litigation (adverse possession, title defects, foreclosures, HOA disputes, evictions, to name a few).

.• Creative Financing: Keep an open mind to creative financing strategies; sometimes thinking outside the traditional box can reveal opportunities others might overlook.On a related note, I help investors streamline their operations by generating quality leads and assisting with VA hiring, which might be useful as you build your team and network in the area.Looking forward to seeing your progress and sharing insights along the way.

You probably have a lot of friends or relatives with money to invest and an interest in real estate, but they have no clue what to do.

Using a relative or friends address to claim you live there when you actually don't is committing fraud.