I can't say when that will be but 4.125 is quite a lot depending on the rate you get.I personally want a hassle free funding experience and the lower rate.

Feel free to reply here or DM me—I’d love to learn more about your investing strategies and see how we can help each other succeed.Wishing you all a successful and prosperous 2025! 

Quote from @Antoine Black: I have a house that free and clear and I'm trying to tap in the equity can any one help  Hey Antoine, As Mike stated, your best bet is a local credit union.

Hi Anthony, it sounds like you’re in a good position to start building your STR portfolio, especially with no debt, great credit, and rent-free living!

You won't find a deal where you live for free, but if you can live in a great neighborhood at a reduced cost of living that is a nearly risk free way to get started in real estate. 

Anyways, I might take advantage of the free trial.

Can you put a free sign for firewood.  

If your time is worth $500 an hour I would spend the 5k on 10 hours of searching for a free mentor.

If anybody local (especially other wholesalers) or anybody else even out of my market wants to connect, feel free to reach out!

Feel free to keep us updated on your findings here.