Issues with multiple national carriers leaving the state completely due to state regulations, massive loss ratios, huge increases in replacement cost values/limits due to inflation, etc. 

From my experience: SMS has the best conversion but is the most regulated, so it depends on the rules in your market. 

And the changes, such as regulation, city development, traffic flow, building views etc happen very quickly. 

Careful going outside state lines -- contract for deed is not allowed in Texas.I didn't think COD is illegal in Texas, just perhaps not recommended anymore, because it is difficult to comply with the rules or regulations. 

., stricter regulations or lower demand).

This is a complicated situation with multiple layers to consider, so here’s my take based on your questions:If you’re looking to move assets from the partnership into individual LP (Limited Partner) names while avoiding capital gains, you’ll need a strategy that complies with tax regulations.

There waiving regulations that would have impeded it, and are trying to get additional funding to cover anyone who had any lack of coverage. 

All the regulators have become useless pawns.

There's a lot more compliance, regulations, and other protections that many brokers do not feel comfortable hiring just anyone. 

They may be regulated, they maybe aren't.A Credit Union is a good choice for funding.